We’re still on vacation and by “we” I mean you and me.  The actual spending freeze will start on January 1st :). Until then, take a few minutes and think about what you want your rules to be.  Here are some guidelines that I think are a good idea.

In addition to the things above set up some basic rules for yourself below.

This month is my daughter’s 15th birthday.  I have set aside cash for her gifts so I will write that in the “Things I May Spend On” section. Also, I have an important baby shower coming up this month that I’ve set aside cash for.  The things that I may NOT spend on include organizers at IKEA (sigh), clothes, and misc. craft supplies (unless they involve the baby shower or birthday situation.)  I need to give this some more thought to think of what things are likely to pop up in January.

To download PDFs of these two files click here: Spending Freeze Guidelines and Rules.