School Supplies and the Budget Part 2

Now that I’ve paid attention this year and see what school supplies cost, I’ll know to budget $25 per child next year. Plus more for shoes. We can split it up over the year and put $10 a month into an envelope tucked away in the safe. Or we can choose to fund the whole thing in July. I’ll let Darren decide, but usually we do the little bit a month method.

I’ve found Wal-mart to have the best prices overall for school supplies. Target’s stuff is cuter, but a tiny bit more. If you have a few dollars extra in your budget, it’s nice over there.  And occasionally you can find a great deal at an office supply store or a corner drug store, such as fill paper for 25 cents a package, limit 2. Usually though the rest of their supplies are over priced to compensate for that low price to get you in the door. You’ll pay more overall just to get that deal, unless you only grab the low price items and are willing to go to more than one store to get everything you need.

Dollar Tree has school supplies too and some of them are a great deal. Others are cheaper at Walmart–such as rulers; composition notebooks, and stretchy text book covers. Know your prices so you aren’t fooled.

Here’s the best money saving tip I have:

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At the end of the year, collect all the school supplies they bring home and sort them into “trash” and “reusable” piles. I keep them in a plastic tub tucked away for next year. We “shop” there first when the school supply lists come out. I cleaned up everything with a soft cloth and spray cleanser until it looked like new. We were able to reuse scissors, rulers; pens; pencils; highlighters, backpacks; binders etc and keep our costs down for new items to $20 per child.

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School supply items are cheapest this time of year. Crayons will likely double in price after labor day, as will brad folders, fill paper and spiral notebooks. I usually buy a few extra so we have them to use the rest of the year in emergencies. And for gifts–like to pair with a handmade crayon apron and a cute Dollar Tree coloring book.
crayon apron

 

 

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School Supplies and the budget Part 1

I have 5 children going to school this fall.  How can this be?  Grant and I are going to have a wonderful time together just he and I. But we will be excited for the brothers and sisters coming home in the afternoon!

I miss homeschooling sometimes….the total influence I had on their lives. Always being together. I could decide what I wanted them to learn and make it happen.  But sometimes my dreams and reality didn’t always mesh. Poop happened.  Dirty dishes distracted me.  The baby cried so loud we couldn’t hear each other and he refused to sleep. Every child sometimes said, “Mama, mama” at the same time and my head would pound.  And when I was busy with one, another might sneak off in a quiet corner and read….and I might not miss him for awhile…because he was so quiet.

Homeschooling took all of me–my every minute.  And I would sit and wonder what I could do with my business if I had a little more time.  (Which is funny because now while I work on my business I sit and think about what it would be like to be with my children instead.)  I was a public school teacher before children and could easily handle 25 kids in a classroom.  When I taught school, there were no babies to poop and cry, no laundry to wash, someone else cooked our food, and cleaned up.  All I had to do was focus on those kids.  But still, if the time was right, I’d homeschool again.

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Dollar Tree baskets hold each child’s school supplies off the floor in my office until the first day of school. Somehow it looks messier in this photo than it feels in real life. The shelves will be getting some TLC while the kids are at school.

While somehow they got a great education at home, they are getting a great education at our little private school too.  They enjoy seeing friends and doing messy projects (that I never managed to fit in.) I love that they are memorizing scriptures and having prayer service together. And I love teaching High School choir there….LOVE. IT.  I love the friendlier relationship I have with my kiddoes now that I’m not the one assigning the work. So this time of year comes a little bittersweet for me.  It’s a chapter in my life I never saw us living…but the living is good.

Anyhoo, We purchased most of our school supplies this week.  And for 5 children that added up to over $100!!!!!  That was without the backpack or art smock for our kindergartener or the 12 pairs of shoes we need.  Yep you read that right, 12 pairs—gulp! Or the complete set of scriptures for my 2nd grader….not sure how we are going to do that, but God always provides.

We somehow missed budgeting for school supplies…..??? Um, they come every year.  So I think I may dust off my sewing machine and use up some stash to fill our needs.

Check out this adorable back pack:

 

Source: From pinterest--cites Made-By-Rae but link is broken.

Source: From pinterest–cites Made-By-Rae but link is broken.

This next backpack has a complete tutorial.  I’ll leave off the front pocket since Brandon just needs to carry a folder and his lunch and then add the spikes form the photo above.  I love her method for the straps:

Source:  http://uniquety.blogspot.ca/search?q=back+pack

Source: http://uniquety.blogspot.ca/search?q=back+pack

 

And this art smock

Tutorial: http://creatingbycami.blogspot.com/search/label/Art%20Smock%20Tutorial

Tutorial: http://creatingbycami.blogspot.com/search/label/Art%20Smock%20Tutorial

And thinking ahead to cooler weather, I love these mittens:

Tutorial here:  http://mmezsazsa.blogspot.com/2010/02/celebrate-dino-mittens_27.html

Tutorial here: http://mmezsazsa.blogspot.com/2010/02/celebrate-dino-mittens_27.html

They look so easy to make. I might add a ribbing cuff to keep them on better. Wouldn’t they look darling with a dino backpack?

What if….

…I ran my home like a summer camp?

There’d be:

Rise and Shine–at the same time every day.

Morning worship.

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Breakfast and KP and bathroom cleaning (and songs during clean up.) (And of course staff to cook and young men to serve it ….bwa ha ha.)

Cabin Inspections in the morning with public recognition and prizes awarded during dinner.

Rest time

Swimming…..hmmmm (Not sure how to do that every day at home….but thinking.)

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A sit down dinner together

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Best Friends–that’s me (on the right) and my matron of honor (on the left)-it had been nearly 20 years since we served at a camp together. So. much. fun.
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Teamwork: (Their job was to keep the giant sea-saw balanced while they move into order by height.  This was my cabin of lovely ladies. Only my daughter’s face is turned to the camera in this shot so I can share it with you. They were really good at this activity.)

Campfire

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Bedtime Snacks

Evening Devotions

and off to bed.

Sounds wonderful.
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We just got home from Camp Tiona.  The schedule was packed tight and I enjoyed every  minute of my only job being to be with the girls.  I’m glad my daughter, Heather, was in my cabin this year, but next year we plan to let her be with someone else.

Camp ran like a well oiled machine and a lot had to do with the schedule and being with friends made clean up that much more fun.  But more than that, the girls were rewarded with a bead for their name tag necklace for doing things well.  It was amazing what they would do for a bead or a little recognition.  I’m not much different as an adult.  I love recognition and attention–I’ll admit it :).

So while we unpack from camp and gather our supplies for the new school year, my mind is searching for ways to have more family time–less crazy time, less unproductive time; more relationship time. And to somehow do it without giving up every extra social or learning experience.  I’ve tried schedules before and they wear me out…but maybe if I tried one that wasn’t so packed, that had time for rest and reflection.  One with built in recognition and motivation for doing jobs well…maybe it would work.

How about you?  Do you you have a schedule or chore system that works for you? Have you tried one that you loved for a few weeks and then didn’t anymore?  I’d love to hear about it in the comments.

Disclaimer (all recognizable pictures were of staff or my own children for the privacy of the families.)

 

 

 

Happy Belated 4th of July!

We had 4 celebrations.  One with our previous congregation in the farming community of Maysville; one at the lake where my Sister-in-Law’s Father lives (no relation to me–so it was super generous of them to invite all 8 of us–every year!); One quiet one with a couple from church where we fed the pet catfish in their aerated pond and then learned to make Kombucha tea in their basement. And the final one was at Darren’s parent’s farm in Stewartsville.  It was super fun to spend so much time outdoors and with amazing people, but I have to admit I hit the wall by Saturday.  Laundry was piled high at home and I was full of rich food–and trying to loose weight in FYMs Summer transformation challenge.  But looking back I have everything to be grateful for.

See what I mean?
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Hope you had a wonderful Happy Birthday USA celebration too!

 

Protein Rich Fudge Cookies

Protein Fudge Cookies

 

Things are super busy around here.  I’m trying to finish my menus today so I can join the family in 4th of July celebrations tomorrow.  But I thought I’d take a break and tell you I have a yummy recipe over at my fitness blog.   There are two version of these cookies, each with slightly different nutrient profiles depending on what your goals are.  But they are both sugar free and loaded with protein for a great snack that will support your fitness goals.

Homemade Canvas Wall Art

This is not a new idea.  It’s been floating around Pinterest for awhile.  But I tried it and thought I’d tell you what I thought.

I purchased pdf printable files from etsy here. They were $3.50 for each design and I purchased 5 different designs.

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This one is for my girls:  I chose the gray one for Heidi and the brown for Heather.

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I also got this one for free.  There are lots of different color options over at her site.

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After I got all the prints I wanted I uploaded them to the Costco online photo printer.  I chose the 16×20 poster print option (not the poster board option) for $5.99 each. I made a big mistake.  It’s automatically set to color correct which does NOT correct colors.  It makes them all wonky.  You have to un-click that before completing the order or it won’t print right.  They were kind and reprinted my order for free, but it was a hassle since I didn’t look at the prints until I got home and had to go back and stress about it.

Once I got the prints correct I headed out to Hobby Lobby.   I bought their bargain priced 16×20 stretched canvas that come 2 to a package.  I can’t remember the exact price but I think it is $6 before coupon. (But if you were planning ahead you could just grab a pack each time you went in and use a 40% off coupon on each.  Since these are already so low priced, they aren’t included when the other stretched canvases go on sale.)  I also grabbed a small bottle of craft paint to match each poster; and a bottle of matte modge podge.  Matt makes it look more like canvas.

So here’s a quick list of what you’ll need:

Drop cloth

Paint brush

Modge Podge

Stretched Canvas

Art Print

1.  First paint the edges of the canvas to match your print and let it dry.
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2.  Then spread a thin layer of modge podge evenly over the front of the canvas.

Center your print on top and smooth it down so there are no bubbles.  Start in the center and work out. Let it dry. The print will look shiny and not at all like canvas.  You will wonder if you should have just spent the extra money to get your poster printed on canvas in the first place.  Hold on–it gets better.

3.  Use a bristle brush to brush modge podge over the whole top of the print.  At this point you will think you messed up. The white of the modge podge will look splotchy and the brush marks will show.  But the print won’t smear.

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4.  Let it dry and cover with a second coat.  Let this one dry too.  The brush marks will give texture to the top of the print and stay after drying.  This makes it look more authentic like canvas, though the texture is not the same.

Then they are ready to hang:

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The colors came out wonky in the above picture but I wanted to show you that I picked prints to coordinate with the Boy’s bath rug.  Each boy has his own color and a towel to match.  It’s a tiny room, but big enough for the boys :).

Heather’s print isn’t up yet.  She doesn’t read my blog, so I can tell you that we are planning a HUGE surprise for her 10th birthday.  Her room is still original 1972 green and orange shag carpet with walls to match.  No art, no window treatments….You  get the idea.  In August and we are sending her to the farm for the week while we surprise her by redoing every inch of her room.  I’m planning the project while we work on the kitchen, so it feels a little crazy and I’m hoping that we get the kitchen done on time so it will all work out.  Heidi is helping me pull everything together.  We have been buying things all year and saving them in a corner of my office ready to put it all together.  It will be one of the fastest room redos. I’ve done and I’m afraid we will feel like we are trying to pull off a HGTV style remodel without any staff.

 

 

 

How We Budgeted Our Remodel

From periodextensions.com.au

From periodextensions.com.au

When we thought about our kitchen and master bedroom remodel, we thought about how much we were willing to spend not how much we “ought” to spend.  We committed to spending cash and not putting anything on credit cards (made easier since we don’t have any :).)

We had to wait a year for our previous home to finally sell and when all was said and done we had about $42,000 to work with.  Typical remodels of this magnitude cost $100,000.  We knew that meant we would be doing more of the work ourselves and bargain shopping for materials.

Here's a drawing of what it will look like after the remodel.

Even though we got it at an amazing price, our home is in an affluent neighborhood. So whatever we did we wanted to be quality.  Real stone counters, real wood floors.  But that didn’t mean we decided to pay high end prices for our high end stuff.

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To help make budgeting easier, I opened a clean spreadsheet in excel and brainstormed a list of things that we would have to spend money on.  Then I researched via the internet what average things cost and dropped a number in.

Kitchen budget 2013-06-23_1954

Here’s an example.  The center column with numbers in it is stuff that comes out of the $42,000.  The stuff on the right are things we can do much later as we save up money for it.  The blank lines are for things that we will do ourselves or are budgeted in a lump with another line.  And the negative number for tearing out cabinets means I got someone to pay me for the privilege of tearing them out and taking them home.  (Slick, I know ;).)

This is just a snapshot of the whole project.  We have other rooms included in our $42,000 budget.  The bottom of the middle column is set to automatically sum so I can see if we are on budget or not.  As soon as we spend something, I plug that real number in to make the budget more accurate. As always, my goal is to spend less than budgeted to make some room for extras at the end.

By budgeting this way, I could see right away that either my wood look tile floors or gas range were going to have to go–possibly both. (We found a Cragislist range and traded in the tile for real wood that can go through the whole main floor of the house.) I also saw that things like drapes, area rugs, and furniture might be years into my future, or come out of extra money that I earn by selling stuff or spending less on other budgeted remodel items.

How about you?  Have you planned out a project big or small?  How did you do it?

 

How We Planned Our Remodel

1.  Filled a pinterest board with all sorts of ideas and dreams for inspiration

This one has the doorway on the opposite side, but the colors and style are more like what I'm hoping for our space.</p><br /><br />
<p>From Traditional Home: http://www.traditionalhome.com/design_decorating/kitchens/kitchen-update-pay-back_ss16.html

2.  Decided on a design and layout.  Hired an architect to draw the plans and an engineer to double check his work to make sure none of the walls that we were taking down were load bearing.  This drawing was made by Cabinet Giant.

Dining Wall After

3.  Gathered price information on our appliances; plumbing; electrical; drywall; flooring; cabinets etc.  Reworked our plan when we figured out our first flooring choice was way too expensive. Our first cabinet bid from Lowe’s was $30,000!  Then we went to CabinetGiant.com and did basically the same design for $7,000.  We had used their cabinets before so knew the quality and weren’t nervous about that.  Also, I dreamed of an $8,000 6 burner viking range.  I almost scrapped that dream until I found a used one on Craigslist for a fraction of the price. I <3 Craigslist!

Viking Range

4.  Brainstormed a work list of all the tasks big and small to complete the remodel and then put them in chronological order.  This included calling around for pricing and ordering a dumpster. Then managing all the demolition tasks into the one week we could keep it before being charged extra time fees.

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5.  Assigned a person to each work task.  I was the most available as far as time goes and the least skilled.  While my husband is most skilled but least available (since he works full time; runs our Cub Scout program; is Caleb’s camping buddy; and works on the security force at church.) He taught me some of the skills I lacked (Like how to use a sawzall.) So I could do more things.  But some things I just wasn’t strong enough for. Then we assigned the jobs that we were going to hire out.

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6.  Then I divided my list into weeks.   I put way less into a week than I thought we could get done, so that we would actually get it done, lol.  I found in our previous remodels that if I pack the time too tightly I get discouraged and stop working all together.  Plus, I still needed to keep our family running smoothly with laundry, meals, kid activities, my jobs online, and things relatively clean.  Also, Darren and I are in and out of town some this summer at alternating weeks while we take kids to camp and work there.  Those weeks I left open so the remaining parent could just handle kids without the added stress of working on the remodel.

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7.  Once we knew the dates things were happening, I knew when to order flooring (which was when it goes on sale :).) And when to schedule our hired workers to come.

I still need to order cabinets!  That’s stressing me a little.  I found a mistake in my measurements which means my 24″ home organizing center won’t fit.  It will save us $600 on our cabinets though.  I just need to find a new place to house it and will look for a craigslist armoire to take it’s place.  With so many walls gone I’m just not sure where to put it now.

 

Here’s a pdf to look at of my plan. I removed some of the dates for our protection.

Work List for Remodel

I was going to talk about budgeting here too, but this is already so long, I’ll save it for the next post.

 

Kitchen Remodel Update

If you missed reading all the comments on the last post–go do it now.  They have so many good ideas!

I wish I had something gorgeous to show you, but we are taking this remodel slowly.  We are on schedule, but I purposefully made it a long one, so I could still keep up with laundry, the children, and housework (somewhat) while we did quite a bit ourselves.

Here are some photos of before, during and current.

Dining room before and after

The first before and After of my dining room. I can’t believe I tore this room up! And only a few months after I finished it. But the after is going to be so much more functional for us.

Here's a current view of our dining room window.  (The only part of this remodel that makes me sad is I just painted this room and added molding.  This was before we knew that tearing down walls was possible.

Here’s a before view with the hutches in place.

Dining room ceiling down

I used a garden sprayer to spray the popcorn ceiling and then scraped it onto the paper floor. The paper floor never adhered to the vinyl well, so I was able to roll it up in one sheet and carry the mess out.

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Paper floor all rolled up.  Buh bye!

Paper floor all rolled up. Buh bye! At this point I hollered for Heidi to help me carry it out. She also helped roll it so it wouldn’t tear down the middle.

Laundry Wall Down

When the floor was cleaned up, Darren sawzalled the laundry room down, just cutting through the nails and preserving the wood. We reused all the wood to frame the new wall and arched door.

Arched Door

Here’s the arched door all framed in.

Kitchen before

Here’s a view of our old kitchen before we started tearing it down.

Here's another before from a different angle

Here’s another before from a different angle

Pantry studs

Here’s a view of the pantry studs left in the opening and plumbing sticking up from our old sink area. It was time to call for professionals to move the plumbing and gas lines that were in the walls.

Kitchen Cabinets Out
On the other side of the room, the kitchen cabinets and peninsula are out. And I took the wallpaper down last Saturday.

Pantry studs gone

The plumbing and gas line are gone.  The vinyl floor is gone too. We’ll be taking up the residual glue this week. And to the right you can see stacks of boxes. That’s the new hand scraped wood floor getting used to the climate of the house. We still need to do electrical, plumbing, drywall and paint before it can go down. The bucket in the middle is to catch the drips from the second floor air conditioner.  The plumber will reroute that when he comes back.

Just for fun here’s a before and current of the view from the formal living room.

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This is a HUGE project.  We are moving walls, relocating pluming and electrical.  We thought about it and planned for months before digging in.  I’ll share how we planned it a little later this week.  And how we know if we are on schedule–and how we stay on budget, which is the hardest part of all.

Big Question

I’m posting every day over at my other blog Centsably Fit and have a yummy healthy waffle recipe over there:

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Your plate will look like this:

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Please don’t look too hard at the paper plate.  I know it’s not frugal at all, but sometimes being sane is the most frugal thing, lol.  Hospital bills are crazy expensive….ok, so enough excuses….

Our remodel project is on schedule.  Wahoo!  The plumber came yesterday and the electrician is due later this week.  I still have some wallpaper and ceilings to scrape down, but there will be plenty of time for that later.

Anyhoo, I have pictures and stuff to show you another day, but for now here’s a burning question:

In the comments below tell me one thing you have been doing without for frugality sake and how you have coped.  Have you decided to do without forever or is there a date on the horizon when you will have it again?